Yes, here in America we are only allowed to play 'trick or treat' once a year, and this year's day for that is already a month past, next time around would be in another eleven months from now. next year. No great hurry there, those three bank tellers can wait forever as far as I am concerned. If the money is not forthcoming from the top of the food chain, probably not much hope of anything trickling down to the level of bank tellers, so who really cares what they say. But the bank tellers are paid to stand there and do their duties, whatever that is, so I am not trying to pick an argument with them, only saying there is no reason for them to be bothering me about nothing much.