Yes, I vaguely remember hearing the story of how my grandfather lost his money during the Great Depression, because the bank collapsed and the money disappeared or something to that effect. Thus, I do not quite understand your excessive optimism on the topic of banks and bankers. Those fly-by-night operators are there one day and gone the next, so who can really trust banks and what bankers might say about anything? There might be good banks also, but how I would know which was which? That is all old news, not anything to bank on.
